grocery game monthly challenge

Must-Have Kitchen Tools For The Home Chef On A Budget : The Grocery Game Challenge 2016 #3 Mar 21-27

MUST-HAVE KITCHEN TOOLS for the home chef on a budget(1)

FROST YOUR KITCHEN WITH THE RIGHT TOOLS   There are some pretty cool kitchen tools on the market but most often they are a waste of money because they are valuable in the moment but then fade away deep into the back of a kitchen cupboard. You all know what I’m talking about because you likely have some of those kitchen tools you’ve forgotten all about screaming to be used. I know we do. Under the cupboard we have an apple corer, grilled cheese machine, Pampered Chef cheese grater and I’m sure I could find a few more if I left the computer now and had a look, but you get the point. One of these days I’ll be the one selling these kitchen tools on Kijiji because I’m sure there will be a buyer out there looking for these items that will complete their kitchen gadget list. Some of you might dig this All Ware Stainless Steel Pineapple Easy Slicer and De-Corer kitchen tool but for others it’s just another expensive addition to the kitchen that will likely collect dust. The original price is $28.95 but if you are certain it will add value to your kitchen tools list […]

Stay at home new mom causing financial strain and marital upset

new mom stay at home mom(1)

LIFE CHANGES WHEN THE STICK IS POSITIVE   So many people get divorced after having kids and now I know why, parenting is not easy but 110% worth the effort. I don’t think there is anything that could prepare you for becoming a parent, not even having lots of siblings. When we found out we were having a baby we knew that our lives were going to change, including our finances. My wife also knew that she was going to be a stay-at-home new mom and feared not knowing other moms to hang out with. Over the past year she has met plenty of other moms on social media, at the park and other community events. She says it’s getting easier but she does miss getting out whenever she is inside for a few days at a time with our son. These days we tend to do lots together as a family which helps our relationship to grow and our son build a bond with the two of us. Mrs.CBB is a people person so it’s important for her to get out of the house to keep her spirits up even though our son is the light of her life. […]

There’s a Cheaper Way to Save When Buying Used Stuff : The Saturday Weekend Review #139

The Saturday Weekend Review logo

USED STUFF SHOULDN’T BE SO EXPENSIVE   My wife and I have enjoyed saving money over the years by going to second-hand shops such as Value Village and Goodwill to buy new and used stuff. These aren’t the only two places to buy used stuff in Ontario but they are the most commonly known shops around. Lately though it seems that every time we go into these stores especially Value Village that the prices are outrageously high for used stuff that they were given FREE. I can understand vintage used stuff or used stuff that holds value but they keep that stuff under lock and key. Even then some of those prices are a bit out of touch with what one can find elsewhere for less. Keep in mind not all of this stuff is in mint condition or has all the parts or accessories either. We’ve questioned over and over if it’s even worth shopping there any longer when we can find used stuff cheaper other ways. There is always that tendency for us though to walk back in just to see if we can “Find anything“. I’m sure many of you have said and done just that. Even […]

Homeowners Price Drop May Cost Other Property Sellers Thousands : The Saturday Weekend Review #129

The Saturday Weekend Review logo

SELLING A HOUSE CAN BE HIT OR MISS   Property prices in Canada, specifically in the Greater Toronto Area (GTA) seem to be going up, not down. That sounds great for homeowners but unless they are downsizing it’s all relative because buying a bigger home comes with a bigger price tag. If you are in the market to buy a family home or even an investment property be ready to shell out big bucks. We live in the GTA and property prices range anywhere from $400,000 to a million plus dollars which for most seem to be reasonable these days. Property prices in 2014 for Toronto according to the Huffington Post and the Real Estate Board for 2014 prove to be some of the highest in Canada with Toronto condos coming in at $663,787, GTA $542,047 and single detached at a million plus unless you get lucky. Many people who work in Toronto simply can’t afford to buy a house as the affordability level is through the roof. Some home buyers opt to buy houses in the GTA which pretty much is Toronto and commute to work like we have chosen to do. It’s not that far even with traffic […]

How we cash in on unused clutter in the winter

clutter in bedroom

EVERYTHING HOLDS VALUE   Don’t underestimate the value of an item because what you may consider junk another may consider a treasure. It’s cold outside especially if you are living in Canada like us. There’s no denying the temperatures in 2014 are by far the coldest we’ve had in a long time.   Clear the clutter   It seems almost everyone is complaining about being stuck indoors and having nothing to do so how about winter pre-spring cleaning around the house? Yes you read that right! I’m always getting emails or fans asking, “How can I make extra money to pay down debt?”. Well sometimes the easiest and fastest answer is right in your own home. There’s no point sitting around the house this winter doing nothing if you have piles of potential cash in unused clutter sitting around your house. Make the most of your clutter and sell it for a nice profit that you can put into your emergency savings or use the money you earn for whatever financial decisions are important to you.   The clear-out   How do you begin to clear out clutter? That’s easy. Every successful clutter clear-out starts with a plan so know […]

PF Weekly Grab a Brew #51: Money, my best friend and Boxing Day

candy-cane-cookies

WE ALL VALUE MONEY DIFFERENTLY Bang… yes that was the sound of the boxing day flyers hitting the porch last night. It didn’t take long to realize that the massive bundle of papers sitting was the boxing week flyer bundle last night after that loud thump. We are only days away from celebrating Christmas for the 2013 year and shops are well ahead of us already preparing for Valentine’s Day in the next week or so. Nothing is fly by the moment when it comes to marketing and advertising and some stores know a year in advance exactly what they will be selling on Boxing Day and for how much. We typically get out of bed around 4:30 am on Boxing day (I know it’s crazy) but we must do what we need to if we want to get in on a great deal. To be honest, we haven’t found any amazing deals that we needed over the years except for some major appliances but the timing was off. It’s become a tradition just to head out and see what’s on sale and just a way to get out of the house after eating so much food on Christmas Eve […]

How to get what you pay for when buying online

EBAY-xbox-one-online

DON’T REGRET YOUR PURCHASES   If you fail to take a few minutes to read over the small print you might just be surprised what you are actually buying. With the holidays fast approaching and many people scrambling to buy their Christmas gifts many people buy online, especially if they can score a great deal. We often talk about how we like to sometimes buy online vs. in-store whether from Kijiji or picking up the odd items on Ebay or Amazon but with that comes caution when spending our money. Buying online items is not something new and it’s well secure for the most part but what happens when the buyer is the person who is trying to scam you out of money even though it’s plain to see you are getting what you pay for. I was reading a Yahoo post the other day about a 19-year-old guy from the UK of all places who was hoping to get his hands on the new X-Box One that was recently released. He also has a 4-year-old child whom he stopped at nothing to make sure he was able to get the X-Box One for but he was duped at the […]

How living life on a budget didn’t deter us

piggy-bank-budget

NO ONE SAID LIFE WOULD BE EASY   If you truly knuckle down and want to succeed, living life on a budget doesn’t necessarily mean you have to miss out, be unfit and eat unhealthy. It just means you have to adjust your brains wants and needs by thinking of alternative and creative ways to live the good life. We’re going to go back to the basics.   Back to budget basics   The other days post took everything back to basics so I thought going back to the basics would be a theme for this post too. I’ve always talked about how to budget, research ideas and products, pay for things with cash, avoid debt, invest your money and save for the future. You’ve probably taken some things away with you and applied them to your life. Not all people can live on a budget for a long time, the problem is, they assume you have to go without and that’s boring. You may not be able to do absolutely everything you want but you don’t have to live in a cardboard box either, just be prepared to combine all the budgeting techniques and financial tools you’ve learned and apply them on a regular basis. Sure, […]

PF Weekly Grab A Brew #28: Protect yourself when buying and selling online

I don’t know how many times I’ve read about people getting injured, robbed or sadly killed through buying and selling through online ads. Shopping online for a second-hand bargain is great but not if it comes at the expense of either the seller or the buyer, which for some could end in a not so nice fashion. Car scams keep popping up in the news and it’s about time we took action against these people who just don’t know how to make an honest living without ripping people off. I’m one who enjoys shopping on Kijiji Canada but I’ve never bought from Craigslist although I’m sure they are one in the same. You can even surf Facebook Marketplace and local online for sale ads in your community on Facebook to buy, sell and/or auction off items you no longer want. That’s great right? You’re making extra money that you can use to put towards your budget or to grow your savings account. So what’s the problem? The problem isn’t so much what we are doing; the buying or selling, it’s the crazy people out there that are willing to stop at nothing to make a few bucks with these scams. […]

Free Plants And Easy Ways To Save Money On Gardening

By: Katrina Are there easy ways to save money on gardening? Yes! While I am not saying to stay away from garden centres as they give you a large selection of plants to choose from, there are a few easy ways to save money on buying plants. It is possible to get free plants or at a fraction of the cost but you have to get creative and maybe get your hands dirty but it’s always worth it since the cost of plants can get pricey. Why would people give away free plants? Unless someone grew annuals from seed and have more than they need you are more likely to find a great deal on perennials. Growing from seed is a far more cost effective way to save money in the garden but not everyone has a green thumb like I would for example. I love growing plants and seeds are fairly inexpensive if you compare them to the ready-made plants at the nursery or garden centres in town. If you take a look around your neighbourhood I bet you will see many plants that come up year after year and seem to sprout up in different spots as well as they multiply. If you are an […]

How To Price Garage Sale Items

garage sale pricing

Pricing for a garage sale can be hit or miss these days so it’s always important as a buyer to keep your eyes open to score a great deal. Now that the sun is out in full force It’s that time of year again where garage sale signs are popping up all over the neighbourhoods. I urge you to keep in mind the garage sale health Canada warning of what you can and can’t sell to the public at a garage sale when pricing your garage sale items. A garage sale might even be on your agenda of “things to do” if you want to get organized and downsize items from inside your own home. I always say, “Out with the old and in with the New” but there’s not much in with the new in our house. If it hasn’t been used in 6 months to a year we may sell it or give it away for free. Pricing is one of the toughest tasks when it comes to having a garage sale, especially if you are looking to make a decent profit. We have also been to garage sales and talked to sellers who get items for free using […]

My Debt Story: How I Paid Off $100,000 In Debt (And How You Can Too)

I’m not done paying off all my debts yet, but I recently hit the century mark and wanted to share with you all how I did it. I have paid off $100,000 in debt in 17 months, and am a few months away from being debt free for the first time in 20 years. My Debt Story I am a musician (a trombone player) who found myself making quite a bit of money doing something I love. I read all the time about people who make a lot of money but hate their jobs; that was not me, which made my predicament a bit tricky. When I got into debt and spent more than I earned, I would justify it by saying to myself that I would work forever. It still got old, and I still got tired of being in debt. Even though I love the work I do, my debt left me “trapped” in certain areas of life. Sometimes I would rather stay home with my kids than play a concert…I did not have the latitude to say “no”, since I needed the money. My debt pay-off has really allowed me to follow my passions, and only my passions. Here […]