grocery game monthly challenge

How Customer Feedback Will Make You Richer : The Grocery Game Challenge 2016 #2 Apr 11-17

CUSTOMER FEEDBACK(1)

THERE’S ONE FEEDBACK TOOL THAT YOU NEVER WANT TO MISS OUT ON USING- YOUR VOICE   As a consumer whether you are happy or unsatisfied where you shop they most likely have a customer feedback opportunity in which you can share your opinion in order to praise or help improve the shopping experience. The last thing you want to do after finishing your grocery shopping is to fill out a customer feedback report for the grocery store even if there are perks involved. I’m here to tell you that if you do participate in customer feedback that the results will come back to you in the form of riches. A couple of years back my wife took the time to fill out an online customer survey for Giant Tiger after a positive experience. The survey also offered a monthly prize although my wife was more interested in sharing how impressed she was with the service she was given by the lovely cashier who was absolutely pleasant. The odds of winning a prize based out of all the Giant Tiger stores was slim. We received a phone call one late afternoon to be told that it was Giant Tiger and that […]

grocery game monthly challenge

The Best Canadian Grocery Stores To Shop At : The Grocery Game Challenge 2016 #2 Mar 14-20

THE BEST CANADIAN GROCERY STORES

THE TOP GROCERY STORES IN CANADA ARE IN YOUR NEIGHBOURHOOD   There are so many Canadian Grocery Stores that it can get a bit confusing trying to figure out where to shop to get quality products while saving money to stretch those grocery dollars. Then there are shoppers who don’t care about saving money because they are committed to shopping at one grocery store even if they have to pay more money for products they can pay less for somewhere else. Related: Are you a grocery store snob? When I first moved to Canada 8 years ago I had no idea about Canadian Grocery Stores let alone where to begin shopping. Grocery store prices differ from shop to shop and with that comes differences in product quality and availability. Depending on where you live in Canada you may be blessed with local markets like the St. Lawrence Market in Toronto or St. Jacobs Farmers Market in St. Jacobs. Just about every nationality has a market/shop that sells products from the homeland especially in Toronto which is great to buy hard to find products for new recipes. Related: How to enjoy Gourmet Food on A Tight Budget Outside any city you […]

Travelling Tips You’ll Want To Read Before Boarding : The Saturday Weekend Review #158

travelling tips (1)

DON’T MAKE TRAVELLING MISTAKES YOU’LL REGRET   Traveling around the world was on my bucket list in my 20’s and although I’ve been to many places such as Iceland, Thailand, Spain and Portugal (just to name a few) I’ve learned a few travelling tricks along the way. I always made sure to arm myself with all securities because the last thing I needed was to end up dead, injured, stranded or without my valuables because I made the wrong choices. Travel insurance is a must when you are travelling out of country anywhere, even to the USA. At the least talk to your insurance company to see if you need additional coverage. If you think nothing can happen, think again. Friends of ours recently went travelling to Mexico for a 2 week holiday after celebrating their first wedding anniversary. They actually got married in Cuba but thought travelling to different destination spots every time they vacationed made more sense. I don’t blame them because the last thing I’d want to do is travel to the same resort or country over and over unless I wasn’t finished with the original trip. In most cases you may have more tourist spots that […]

Black Friday Shopping Is Now On Our To-Do List For 2 Reasons

black friday shopping is on our to do list for 2 reasons

MISS THE SAVINGS AND YOU MAY END UP PAYING THE PRICE   Black Friday shopping may be just another day to you but for many consumers it’s a day to save money in their budget and a great way to buy gifts for the holidays. I really don’t know why they call it Black Friday though when most retailers are starting sales on Thursday and some even going all week-long. Black Friday is not a one day sale anymore which I discussed last year but it seems every year some retailers add an extra day or wow factor to the day. Even the 2015 Canadian Tire flyer states “Black Friday Starts with Red Thursday“. Retailers may as well offer Black Friday shopping with a full month of savings for consumers in November and be done with it. Sooner or later it will be Maroon Monday Turquoise Tuesday White Wednesday Red Thursday Black Friday Sky Blue Saturday Sea Green Sunday There, I’ve done the work for them. All joking aside you get the point. My email inbox has been flooded with Black Friday promos this past week and once that’s done there will be another marketing extravaganza for the next big […]

I Doubled My 20% Savings Rate By Cutting Out These 5 Things

how i doubled my 20 percent savings rate (1)

YOU CAN ALWAYS SAVE   By: Des from Half Banked One of the fastest – and safest – ways to reach your financial goals is to increase your savings rate. I say that as a millennial who isn’t making the “big bucks”, so this is a widely applicable concept. Increasing your savings rate isn’t just for people looking to retire early! Related post: A Beginners Guide To Early Retirement Let’s say you’re saving $100 a month, and your goal is to build a $5000 emergency fund. At $100 a month, it will take you just over 4 years to hit your goal, assuming you’re saving your emergency fund in a high-interest savings account that pays 1% interest, compounded monthly. If you were to double that savings rate, and put $200 towards your emergency fund every month, you’d reach your goal in just over two years. You’ve just slashed the time it will take you to reach your savings goal in half, just by increasing your savings rate. You didn’t need to rely on any high-risk investments, and your emergency fund is good to go a lot sooner.   Why did I increase my savings rate?   As a millennial, I’m […]

grocery game monthly challenge

Should you really shop at a bulk food store? : The Grocery Game Challenge #2 Oct 6-12, 2014

Bulk Food Store Walnuts

THE MORE YOU BUY THE CHEAPER IT IS… OR IS IT?   Most people would assume that if they buy food from a bulk food store that it would cost less than buying at a local grocery store. I’m not just talking about a bulk food store like the Bulk Barn but also stores like Costco that people believe help slash their grocery budget. Almost two years ago when I participated in the Welfare Food Challenge I agreed that buying in bulk would help keep costs lowered for those who want to stick to a budget. It’s true as long as you are always getting the ‘best price’ for the size/amount you buy. What is also important to consider is here as well is quality of product. If you aren’t then likely the savings aren’t going to be great.   Bulk Food Store Savings   We don’t have a Costco membership which you have to pay for and factor into your overall costs. This cost can run you anywhere from $55 a year for a business membership to a $110 for an executive membership. Through the grapevine I’ve heard that if you buy a Costco gift card or one was […]

Why your Facebook feed is flooded with a lucrative gift card offer

Free Facebook

FREE DOESN’T ALWAYS MEAN FREE   I know many of you who are on Facebook may have noticed a spike in Facebook fans sharing posts about how they managed to grab a $500 Costco gift card by sharing. Sounds lucrative and typically these types of advertising schemes on social media are too good to be true. Pop-ups suck! Why? Many are just hoops, read on!   What is the easiest way to make money? Work for it! Yup, I know it’s hard to swallow but that’s life. If you were one the many people who thought that internet money was going to fall into your lap with 5 easy group shares you’re not alone. I can’t even begin to tell you how my Facebook feed was flooded with Facebook fans who were sharing a giveaway not sponsored by Facebook or Costco in any group they could find. Ads on Facebook plague social media users on a daily basis and many people have thrown in the towel moving on to other platforms because they simply can’t handle how Facebook has become such a showcase for money grabs. Then again what comes free such as the Facebook platform means that the company […]

PF Friday Grab a Brew #50: Do you get a Christmas bonus or rely on a budget?

veggie-Christmas-tree

NEVER EXPECT ANYTHING NOR THINK IT WILL LAST FOREVER   Christmas bonuses for many people are a thing of the past as organizations struggle to keep afloat but many still do spread holiday cheer with their employees even if it is just by giving them a turkey or Christmas card. If you are an employer and are wondering what to get employees for Christmas I’d say that you know your employees best and the only way to retain good people is to make them feel like they are part of the team and acknowledging their hard work. That doesn’t always amount to dollar signs but it is a great way to give back. If you’ve ever watched undercover boss then you know how important it is to recognize those employees that go above and beyond for the organization. On the flip side just this week WestJet went above and beyond for their customers by granting them their Christmas wish list which went viral on You Tube and all social media and certainly showed how listening and giving is better than receiving. When the holidays roll around as an employer you should at the least recognize your employees but it’s up […]

grocery game monthly challenge

The Grocery Game Challenge Nov 4-10, 2013 #1: Holiday baking on a budget

baking-supplies-ingredients

HOLIDAY COOKIE SMELLS FILL THE AIR The holiday season is fast approaching and whether you buy cookies or enjoy baking cookies some of the best cookie recipes may cost your holiday baking budget some cash if you don’t plan in advance. With less than 2 months until the festivities there’s no better time to get baking than the present. If you wait until the last-minute you might find you get overwhelmed with having to shop for gifts, plan a dinner, getaway to the relatives, work and friends Christmas parties and then bake on top of it all. Some of my favourite Christmas cookie recipes that I like to bake and to eat are the butter cookies and the sugar cookies both of which are fairly inexpensive to make with butter being the costly baking ingredient. Making sugar cookies from scratch are probably one of my favourite cookies to make because it reminds me of home. My mum used to make shortbread but the butter, sugar and shortbread cookies all taste the same with a bit of difference in texture. This past year I posted a few of our favourite holiday treat recipes such as chocolate peanut butter balls, coconut balls […]

grocery game monthly challenge

The Grocery Game Challenge #4 April 22-28 ~We Blew The Grocery Budget Up!

We blew the grocery budget up this month and it’s not surprising since we announced last week that Mrs.CBB was now on a Low GI diet. It’s going to take some time for us to get used to purchasing different types of products but for the most part it’s just loads more fruits and vegetables. We already eat a healthy diet but those splurge days may be reduced to just me pigging out on those yummy treats I create in the kitchen. Ah well, guess that means the whole pan of brownies are for me now. I am fully supporting my wife and she has done so well this past week. She really is on a kick to drop the foods she doesn’t want to eat any longer and I think that’s great. Last week since I talked about the GI diet and how it might affect our grocery shopping I’d like to start highlighting other special food diets or lifestyles that people are on. If you are on a special diet (vegetarian, Gluten Free, Vegetarian, Organic) and want to tell us what it is and what types of foods and meals you buy and prepare send me a detailed […]