grocery game monthly challenge

How Customer Feedback Will Make You Richer : The Grocery Game Challenge 2016 #2 Apr 11-17

CUSTOMER FEEDBACK(1)

THERE’S ONE FEEDBACK TOOL THAT YOU NEVER WANT TO MISS OUT ON USING- YOUR VOICE   As a consumer whether you are happy or unsatisfied where you shop they most likely have a customer feedback opportunity in which you can share your opinion in order to praise or help improve the shopping experience. The last thing you want to do after finishing your grocery shopping is to fill out a customer feedback report for the grocery store even if there are perks involved. I’m here to tell you that if you do participate in customer feedback that the results will come back to you in the form of riches. A couple of years back my wife took the time to fill out an online customer survey for Giant Tiger after a positive experience. The survey also offered a monthly prize although my wife was more interested in sharing how impressed she was with the service she was given by the lovely cashier who was absolutely pleasant. The odds of winning a prize based out of all the Giant Tiger stores was slim. We received a phone call one late afternoon to be told that it was Giant Tiger and that […]

Spring Cleaning Parents Team Up Early To Save Avoidable Home Repairs : The Saturday Weekend Review #167

The Saturday Weekend Review(1)

DON’T PUT OFF WHAT YOU CAN DO TODAY FOR TOMORROW   Spring cleaning is a must for our family and something the wife and I have done every year since we bought our house back in 2009. Cleaning the house inside and out after a harsh winter is not appealing but many of us have had all winter to wind up the motor for these Spring cleaning chores. In 2009 we were dual-income homeowners without a child and we pretty much had all the spare time in the world to keep our home pristine looking. Most times people would compliment us on how tidy and clean our house was and thought it looked magazine ready. Although we chuckled when those compliments came in these days we’d LOVE if just one person would compliment our toy-ridden house that has been taken over by a 19 month old “Wreck it Ralph”. He contributes to 99% of the disaster around this house and thinks it’s hilarious. We do too in a parenting kind of way, lol. As a husband and father who works 6 days a week at 2 jobs and blogs I have a pretty tight schedule to fill these days. What […]

3 Budget Negotiations That Saved Us Money : Our March 2016 Budget Review

budgetupdatepost2016

YOUR MONEY WON’T WORK BY ITSELF SO GIVE IT A PUSH   Treat your finances like you own a company and you are the CEO. Budget negotiations should be part of everyone’s financial plan not just the government and business owners. You may be working for someone else making them rich but when it comes to your money there are ways to achieve the same successes but on a personal level. It’s amazing how many people take their budget for granted and accept the bills they are given instead of putting the green light on budget negotiations. You’ve worked hard for your money now make your money work for you. Don’t let your cash float away without seeing how much you can save. You don’t have to be an outspoken customer to get a better deal. Before you attack (take that with a grain of salt) you must be armed with details and the outcome you’d like from your budget negotiations. If you need to balance your budget but you’re off by $50 try to see if you can get your bundled-telecommunications services lowered. Make a deal. The top way to trim budget expenses is by negotiating the interest rates […]

grocery game monthly challenge

The Most Annoying Situations When Buying Groceries : The Grocery Game Challenge 2016 #1 Apr 4-10

THE MOST ANNOYING SITUATIONSWHEN BUYING GROCERIES(1)

SURVEY SAYS…GROCERY SHOPPING FAILS   Buying groceries is a must for just about everyone so unless you have your groceries delivered or rely on a personal shopper you are in charge of the shopping cart. As someone who doesn’t mind buying groceries from a few competitive stores in our area I notice a difference between grocery chains and when it comes to customers we all fail at something on my grocery shopping annoyance list below. Luckily when buying groceries many of us have the option of where we want to shop but for those of you who may live in a small town or who are without transportation or limited transportation you may have select stores to give your business too. Sometimes we have to take the good with the bad when buying groceries because funds are limited and honestly no one store is perfect and never will be. What we can change is the way we are as customers and voice our concerns so the grocery chains and even small indpendent grocery stores hear what the customers need. I’m not that guy who will fill out a customer survey right now because I’m swamped with work but I have […]

The Dollar Store Should Be Called The Dollars Store : The Saturday Weekend Review #166

The Dollars Store Dollar Store

ONE PRICE DOES NOT FIT ALL: DOLLAR STORE ITEMS ARE GOING UP IN PRICE   It’s easier for consumers to justify spending a dollar on a product but what happens when that same products is now double or triple the price? The everything for a dollar store is now dead and has been for a while but now prices are slated to go up again at Dollarama. Low-income earners are not the only customers that frequent dollar stores to stock up on a variety of products for less. Just about every wallet and bank account finds something they need at the dollar store. Why spend more money than you have to if you can find it cheaper? That’s the way the wife and I have thought over the years as customers to many dollar stores. Almost every store you go into today has some sort of dollar section where they try to compete with dollar stores around Canada. It makes sense because if they can fool all of us into one-stop shopping then they have control over the market which can be bleak at times. There isn’t any money to spend for consumers so less is best yet we all […]

The 2016 Federal Budget is in: What Does it Change for You?

THE 2016 Federal Budget

IT’S IMPORTANT TO UNDERSTAND DETAILS OF THE NEW BUDGET   The new Liberal government rolled out their 10 year spending and tax plans on Tuesday, March 22nd. In a nutshell, the 2016 Federal Budget focuses on putting more cash in the pockets of low and middle-income families and on improving the infrastructure in cities and in aboriginal regions. If you don’t have time or just don’t feel like reading through the 271 page document, here is a summary of a few key changes that will affect the majority of Canadians and may affect you if you fall in the category.   Are you in the “Middle-Class”?   The definition is a bit unclear, but the new budget benefits families earning less than $150,000 per year and individuals in the second tax bracket ($45,282 to $90,563). Most of the benefits in this budget have been targeted to the majority of Canadians who fall within that definition, and marginal tax rates were reduced by 1.5% at the end of 2015 for the second tax bracket. If your family income exceeds $150,000 or your individual income puts you in a higher tax bracket, then you will not benefit from most of these changes […]

grocery game monthly challenge

A Smart Shopper Guide To Prepare For The Grocery Store : The Grocery Game Challenge 2016 #4 Mar 28-Apr 3

A SMART SHOPPING GUIDE FO PREPARE FOR THE GROCERY STORE

GROCERY SHOPPING WITH MR. & MRS. CBB + Jr.   If you want to become a smart shopper plan to invest time into your grocery shopping experience otherwise you’ll be spending money you don’t need to spend and saving less than you should be. Knowing the ropes when it comes to the grocery store is a big deal especially if you are on a tight budget. A fan asked me how they could become a smart shopper like my wife and I have become over the years which caught me off guard. I thought I’ve shared just about every smart shopper trick that I could think of over the years but I haven’t shared exactly what we do. I’m putting together this post to share how we go about grocery shopping to keep our monthly budget at $235 a month for 2 adults and one toddler. I hope by the end of reading this post you feel as if we all grocery shopped together. My aim is to virtually take your hand to have you become a smart shopper by following grocery tricks we’ve learned over the years. Related: The Ultimate Grocery Shopping Guide (Become a Smart Shopper with tonnes […]

The Best Cream of Celery Soup (Easy and Frugal)

CREAM OF CELERY SOUP(1)

HOMEMADE SOUP IS NOT JUST FOR WINTER If you love cream based soups and have extra celery kicking around the refrigerator that needs using up this cream of celery soup will wake up your taste-buds and surprise your wallet. While I was looking in the refrigerator the other day I noticed that we had celery that desperately needed using up. Although I don’t mind eating raw celery with some cream cheese or a dip of some kind I wasn’t quite sure about cooking celery. I’ve added celery to a roast dinner or into the crock-pot to add flavour to my crock-pot creations but never have I mustered up a cooked celery recipe before. In order to use an ingredient you must understand what it is first. What is celery? Celery (Apium graveolens) is a cultivated plant, variety in the family Apiaceae, commonly used as a vegetable. Depending on location and cultivar, either its stalks or its hypocotyl are eaten and used in cooking. In North America the dominant variety most commonly available in trade is “celery”, whose stalks are eaten raw, or as an ingredient in salads, or as a flavoring in soups, stews, and pot roasts. […]

Does Your Property Listing Use Frosted Marketing Language?

DOES YOUR PROPERTY LISTING USE FROSTED MARKETING LANGUAGE(1)

BUYING A HOUSE IS MORE THAN JUST SWEET BUTTERED WORDS   How confident are you about every property listing you choose to visit that the house description will be 100% accurate? Probably not that confident and I don’t blame you. A property listing may be close to accurate but it may also be buttered up just a bit to motivate you to put an offer in on the house. Real Estate trends seem to be important big-ticket accessories for buyers and sellers but even then what is being sold should be what is depicted in the property listing. Have you really fallen prey to these marketing tactics in the real estate industry? Probably because they’ve been used for years because there’s no standards apart from, “Sell that house” as fast as you can. Does granite in a bathroom or kitchen turn on your buyers excitement? Make sure the granite counter-top that you may end up owning and paying big bucks for is the real deal! Buyers remorse is a sad place to be especially when you should be excited about your new home purchase. I read an excellent blog post that every real estate agent and private seller should read- […]

grocery game monthly challenge

Must-Have Kitchen Tools For The Home Chef On A Budget : The Grocery Game Challenge 2016 #3 Mar 21-27

MUST-HAVE KITCHEN TOOLS for the home chef on a budget(1)

FROST YOUR KITCHEN WITH THE RIGHT TOOLS   There are some pretty cool kitchen tools on the market but most often they are a waste of money because they are valuable in the moment but then fade away deep into the back of a kitchen cupboard. You all know what I’m talking about because you likely have some of those kitchen tools you’ve forgotten all about screaming to be used. I know we do. Under the cupboard we have an apple corer, grilled cheese machine, Pampered Chef cheese grater and I’m sure I could find a few more if I left the computer now and had a look, but you get the point. One of these days I’ll be the one selling these kitchen tools on Kijiji because I’m sure there will be a buyer out there looking for these items that will complete their kitchen gadget list. Some of you might dig this All Ware Stainless Steel Pineapple Easy Slicer and De-Corer kitchen tool but for others it’s just another expensive addition to the kitchen that will likely collect dust. The original price is $28.95 but if you are certain it will add value to your kitchen tools list […]

The Best Old-Fashioned Oatmeal Raisin Cookies

The best old-fashioned oatmeal raisin cookies

HOME BAKED GOODIES THAT REMIND YOU OF YOUR CHILDHOOD One of my favourite types of cookies growing up were old-fashioned oatmeal raisin cookies which I would help my mum make in the kitchen at least once every couple of weeks. Most of all I remember the smells of all the spices and dipping my finger in the black treacle for a little taste. I don’t know many kids who aren’t fans of eating cookies and most parents enjoy creating cookies as one of the first recipes they teach their kids. I’ve already taught our son how to make peanut butter chocolate chip cookies and he’s not even two yet. I’m sure he’ll forget all about it but I have photos to prove he loved mixing and squashing the cookies with a fork. Memories are a good thing. I’ve posted two oatmeal raisin cookie recipes that I’ve created on the blog over the years which I can easily say stack up to being some of the best I’ve made especially the Oatmeal Raisin Spiced Rum Cookies which are to die for. Since we’ve got the little guy now and he loves oatmeal raisin cookies too I wanted to make something […]

Change Your Financial Behaviour From Zoom To Panoramic View : The Saturday Weekend Review #163

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LET YOUR MIND TAKE THE WHEEL   Changing your financial behaviour to take on a frugal perspective is the first motivational step to help you to achieve your money goals and become rich with freedom from debt. If your financial behaviour consists of creating debt and losing sleep over how you will pay for it then you need a wake-up call and you need it now. Do yourself a favour and wash your face with cold water and look at yourself in the mirror and say, “Today is going to be the day I change the way I view money” and don’t look back. Just as a photographer may pan out to showcase an entire landscape it’s important to view your finances from this perspective. Simply zooming in on one aspect of your debt hoping things will change for the better is not the only solution. Look at your financial house from all angles to successfully carry out a debt reduction plan and build the wealth you dream of. Too many people these days think that money grows on trees with low interest rates enticing us to shop. With the availability of credit it’s easy to get into a vicious […]