grocery game monthly challenge

Must-Have Kitchen Tools For The Home Chef On A Budget : The Grocery Game Challenge 2016 #3 Mar 21-27

MUST-HAVE KITCHEN TOOLS for the home chef on a budget(1)

FROST YOUR KITCHEN WITH THE RIGHT TOOLS   There are some pretty cool kitchen tools on the market but most often they are a waste of money because they are valuable in the moment but then fade away deep into the back of a kitchen cupboard. You all know what I’m talking about because you likely have some of those kitchen tools you’ve forgotten all about screaming to be used. I know we do. Under the cupboard we have an apple corer, grilled cheese machine, Pampered Chef cheese grater and I’m sure I could find a few more if I left the computer now and had a look, but you get the point. One of these days I’ll be the one selling these kitchen tools on Kijiji because I’m sure there will be a buyer out there looking for these items that will complete their kitchen gadget list. Some of you might dig this All Ware Stainless Steel Pineapple Easy Slicer and De-Corer kitchen tool but for others it’s just another expensive addition to the kitchen that will likely collect dust. The original price is $28.95 but if you are certain it will add value to your kitchen tools list […]

The Best Old-Fashioned Oatmeal Raisin Cookies

The best old-fashioned oatmeal raisin cookies

HOME BAKED GOODIES THAT REMIND YOU OF YOUR CHILDHOOD One of my favourite types of cookies growing up were old-fashioned oatmeal raisin cookies which I would help my mum make in the kitchen at least once every couple of weeks. Most of all I remember the smells of all the spices and dipping my finger in the black treacle for a little taste. I don’t know many kids who aren’t fans of eating cookies and most parents enjoy creating cookies as one of the first recipes they teach their kids. I’ve already taught our son how to make peanut butter chocolate chip cookies and he’s not even two yet. I’m sure he’ll forget all about it but I have photos to prove he loved mixing and squashing the cookies with a fork. Memories are a good thing. I’ve posted two oatmeal raisin cookie recipes that I’ve created on the blog over the years which I can easily say stack up to being some of the best I’ve made especially the Oatmeal Raisin Spiced Rum Cookies which are to die for. Since we’ve got the little guy now and he loves oatmeal raisin cookies too I wanted to make something […]

Money Is A Resource Not To Be Confused With A Power Tool : The Saturday Weekend Review #164

MONEY IS A RESOURCE NOT A POWER TOOL

THE WEALTH OF PERSPECTIVE TELLS US THAT NOTHING IS AS IT SEEMS   If you love money and I mean REALLY love money don’t ever let it push you over the edge to submerge those you love with a life of unhealthy behaviours which includes embarrassing yourself. My wife and I hardly consider ourselves rich BUT some people may because we no longer have a mortgage, we are young and I earn an good income and love my career. We never use our blessings in a manner which demonstrates rudeness towards others rather we contribute to society in a giving way. Related: How we became mortgage free in 5 years This blog is an example of how we want to motivate others to become debt free while building our own relationship together. The budget never stopped for us when the debt was gone. Throughout the years we’ve used money to help us understand how it affects our relationship and how to continue growing as a couple. Money is one of the main reasons people divorce these days and we don’t want to become a statistic so we work on US. Money is just, well money. Related: Rebuilding Life and Finances […]

Let UFile Online Do The Hard Work at Income Tax Time (Review and Giveaway)

UFile Online Tax 2015

UFILE WITH A VIRTUAL ACCOUNTANT EXPERIENCE   As the first portion of the year starts we prepare ourselves to file our taxes for the previous year. I’m the guy who is in charge of filing our 2015 tax return for the family and this year I was lucky enough to review UFile Online. Today I’m going to share the results with all of you. With the income tax deadline of on or before April 30, 2016 (June 15, 2016 for self-employed) looming for taxpayers it’s time to finish up the 2015 year and file with Revenue Canada. Our 2015 income tax return has been completed and submitted. Now, we can relax and get on with life until next years tax season rolls around. I have learned a few things about filing an income tax return online this year with UFile and I hope you enjoy this review of what I consider to be one of the best tax return software for Canadians. When I came to Canada filing your taxes was all a little new for me since I had never filed taxes before. Filing your taxes for the year was unheard of as the tax system in the UK […]

grocery game monthly challenge

The Best Canadian Grocery Stores To Shop At : The Grocery Game Challenge 2016 #2 Mar 14-20

THE BEST CANADIAN GROCERY STORES

THE TOP GROCERY STORES IN CANADA ARE IN YOUR NEIGHBOURHOOD   There are so many Canadian Grocery Stores that it can get a bit confusing trying to figure out where to shop to get quality products while saving money to stretch those grocery dollars. Then there are shoppers who don’t care about saving money because they are committed to shopping at one grocery store even if they have to pay more money for products they can pay less for somewhere else. Related: Are you a grocery store snob? When I first moved to Canada 8 years ago I had no idea about Canadian Grocery Stores let alone where to begin shopping. Grocery store prices differ from shop to shop and with that comes differences in product quality and availability. Depending on where you live in Canada you may be blessed with local markets like the St. Lawrence Market in Toronto or St. Jacobs Farmers Market in St. Jacobs. Just about every nationality has a market/shop that sells products from the homeland especially in Toronto which is great to buy hard to find products for new recipes. Related: How to enjoy Gourmet Food on A Tight Budget Outside any city you […]

Cauliflower Mash Cottage Pie (Low Carb)

CAULIFLOWER MASH COTTAGE PIE (LOW CARB)

AN EASY DINNER THAT HITS THE SPOT The hot new low carb substitute for mashed potatoes is cauliflower. Cauliflower mash is buttery, creamy and delicious plus you can hardly tell that it’s not mashed potatoes especially if you’re trying to fool fussy eaters. Since cauliflower has come down in price from over $6 a head down to a reasonable $2.99 each or 2/$5.00 it’s worth experimenting once again. One of my favourite cauliflower recipes is my baked cauliflower with cheese as a side dish to roast beef or any other protein. How to make cauliflower mash Creating cauliflower mash is very easy so don’t let any of the many names fool you as they are all the same thing: Smashed cauliflower Mashed cauliflower Cauliflower puree Cauliflower mashed potatoes (there is nothing potato about this recipe but some people need to call it mashed potatoes to help describe what it is that you will be eating). How long should you boil the cauliflower? I make sure to chop my cauliflower into small florets so they cook faster. You’re going to mash it all up anyways so it doesn’t really matter at this point. The key is to keep […]

Change Your Financial Behaviour From Zoom To Panoramic View : The Saturday Weekend Review #163

The Saturday Weekend Review logo

LET YOUR MIND TAKE THE WHEEL   Changing your financial behaviour to take on a frugal perspective is the first motivational step to help you to achieve your money goals and become rich with freedom from debt. If your financial behaviour consists of creating debt and losing sleep over how you will pay for it then you need a wake-up call and you need it now. Do yourself a favour and wash your face with cold water and look at yourself in the mirror and say, “Today is going to be the day I change the way I view money” and don’t look back. Just as a photographer may pan out to showcase an entire landscape it’s important to view your finances from this perspective. Simply zooming in on one aspect of your debt hoping things will change for the better is not the only solution. Look at your financial house from all angles to successfully carry out a debt reduction plan and build the wealth you dream of. Too many people these days think that money grows on trees with low interest rates enticing us to shop. With the availability of credit it’s easy to get into a vicious […]

How To Grow A Positive Net Worth While You’re Young : February 2016 Net Worth Update (+0.26%)

February 2016 Net Worth Update Positive Net Worth

Debt Reduction and a Positive Net Worth is the New Cool.   Validating your financial numbers whether they include a negative or positive net worth doesn’t make you any better than your neighbour, friends and family. But, if you want in on the money action while you’re young there are some things I’ve learned on our quest towards debt freedom. I often have fans asking me, “How have you been able to save so much money before the age of 40?” The answer is simple, I hate debt and I love a positive net worth. We didn’t start out earning 6 figures to get where we are today but we both came into the relationship with the same mindset and savings in the bank. My wife is a stay-at-home mom now so earning one income is what fuels our family and positive net worth. It’s funny when I hear that people think we have lots of money because what one person believes is bounty another views as peanuts. Sometimes we are our own worst enemies but I can safely say that money won’t fall into your lap unless you win the lottery and the odds of that happening are slim. […]

grocery game monthly challenge

How To Enjoy Gourmet Food On A Tight Budget – The Grocery Game Challenge 2016 #1 Mar 7-13

gourmet food shops(1)

EATING GOURMET FOOD CAN FIT INTO ANY GROCERY BUDGET WITH A FEW KEY PANTRY INGREDIENTS TO SPRUCE UP A MEAL   Long before the big box grocery store there were and still are gourmet food stores, specialty stores, farmers stands and markets across Canada that supply some of the freshest food to our country. Locally produced foods in Canada are often thought to be out of reach for those who think they can’t afford to eat gourmet food at it’s finest. Not only that but unless you submerge yourself into the foodie scene you don’t often hear about places you can buy gourmet food, organic or farm grown products. Educate yourself with what is available in your local area and go see for yourself. I’m here to say, yes you can include gourmet foods in your diet if you plan your meals accordingly. I’m almost positive that if I conducted a survey and asked what the word gourmet meant I’d be told: Higher Price Tag Rich tasting Unheard of brands Imported products The word gourmet has long since been associated with being posh and possibly ingredients that only chefs or hard-core foodies would use in the kitchen. Gourmet is like […]

Last-minute Chicken Corn Soup

CHICKEN CORN SOUP 5(1)

DON’T WASTE ANY TIME…GET COOKING! My go-to nutritious soup when I feel like an easy night of cooking has to be this Chinese inspired last-minute chicken corn soup packed full of flavour. Chicken corn soup is traditional specifically in southwest China, India and other countries where corn is a staple in many diets. Corn is also fairly inexpensive to buy and for this recipe I use one can of creamed corn. If you don’t have or can’t buy creamed corn you can simply whiz up a can of peaches and cream corn with a splash of cream and a touch of sugar. For the adventurous cook you can make your own creamed corn. Related: Homemade Creamed Corn (Martha Stewart) I’ve made many chicken noodle soup recipes over the years but as a busy mother and wife sometimes it’s nice to have a short-cut chicken noodle soup especially on a cold winter day. If you’re looking for a healthy chicken noodle soup that is packed full of flavour and loaded with sweet corn that can be made in a jiffy, this is a recipe you’ll want to tuck away. If eating out is out of the question because you’re trying […]

Your Texting Addiction Could Cost You Your Job : The Saturday Weekend Review : #162

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LEAVE YOUR SMARTPHONE ALONE   Texting, hail to the new normal of our world where looking down is more important than life itself. Is texting making you less human? For many people the answer is yes because the smartphone addiction is a hard habit to break. Why oh why have we not learned that texting is an evil that can instantly cost you your life, someone else’s life or your job. Do you ever catch yourself saying this? It will never happen to me. I will never get caught. No one is watching. It was only a second. It takes only a second, to die or get injured. One second! You can never take that second back. As a new parent I’m skeptical to leave our son with anyone because these days I wonder what kind of care he would get. I’m sure I’ll get over it but any parent will tell you they worry about their child even when they are not with them. If you bring your child to daycare or any other activity that requires someone to watch your child you want to make sure they are 100% protected from harm. Accidents do happen but when they […]

Property Tax Bill-One Bill You’ll Never Burn : February 2016 Monthly Budget Review

budgetupdatepost2016

THE TAX MAN HANGS AROUND FOR LIFE   In February like clock-work we get a letter in the post from the city about our new tax rate along with payment dates for our property tax bill. Whether it’s paying for income tax, property tax, product tax or anything that says tax you know you’ll never get away with dodging it. Which is why there are two certainties in life: death and taxes Every year the property tax bill gets higher and higher but that’s expected I suppose since it goes to pay for various things in the community such as municipal services, police, fire, transit and so on. I received an email from a young couple in the process of buying their first home and they wanted to know what the best way was to pay for their property tax bill. Dear Mr.CBB, My wife and I are just finalizing the sale of our new home and were wondering how we should pay for our property tax bill in order for our budget to balance. What else is there that we need to know about our new property and our tax bill? Thanks for any tips. -Chris and Angela If […]